De Buenos Banqueros a Malos Banqueros: Lessons Learned from a 50-year Career in Banking
Language: English
Published by Palgrave Macmillan, 2019
- Hardcover
- New
Seller: Revaluation Books, Exeter, United KingdomRevaluation Books
AbeBooks seller since January 6, 2003
Condition: New
£ 47.48
Quantity: 1 available
Add to basketItem description from seller
149 pages. 9.25x6.50x0.50 inches. In Stock.
Seller Inventory # x-303011550X
- Title
- De Buenos Banqueros a Malos Banqueros: Lessons Learned from a 50-year Career in Banking
- Author
- De Juan, Aristóbulo
- Publisher
- Palgrave Macmillan
- Publication year
- 2019
- Condition
- Brand New
- Binding
- Hardcover
- Language
- English
- ISBN 10
- 303011550X
- ISBN 13
- 9783030115500
- Item weight
- 0.43 kilograms
Bankers are administrators of other people’s money, and they are responsible both to their depositors and to other stakeholders. Human nature being what it is, however, they sometimes fall prey to overweening ambition, coming to see themselves as the rightful beneficiaries of the moneys entrusted to them. This can lead them to make poor lending decisions and engage in risky practices, eventually moving on to cosmetic accounting and the concealment of problems, speculation and even outright fraud.
Supervisors are there to prevent such behaviour, of course. They are responsible to government and the general public alike for the stability of the financial system, the proper allocation of financial resources by the banks and the protection of depositors and creditors. Their responsibility is, then, subsidiary to that of the bankers themselves.
Where supervision is lax and ineffective, however, it encourages bad management by bankers, creating a vicious circle that eventually leads to financial crises, which has most often to be cured using tax-payers’ money. Of course, it also hurts the broader economy. That is why the inseparable trio of regulation, supervision and resolution must exist.
In this collection of his writings over a period of some 50 years, Aristóbulo de Juan describes the causes, characteristics and consequences of financial crises based on his own experience as a central banker, world bank expert and consultant spanning a career of more than 55 years.
In a nutshell, the papers brought together in this book recount circumstances that have always plagued banking, and that are only too likely to recur in the future.
"Synopsis" may belong to another edition of this title.
About the Author
Aristóbulo de Juan has dedicated more than fifty years of his life to banking, thirteen of them as a senior executive in retail banking and some forty more as a front line supervisor and consultant dealing with bank reform and financial crises on four continents. After his time in the private sector, he spent nine years in the orbit of the Bank of Spain, initially as the CEO of Fondo de Garantía de Depósitos, the Spanish deposit guarantee scheme, and then as Director General of Supervision at the central bank itself. In these positions he played a key role in the treatment and resolution of the Spanish banking crisis of the 1980s and in the modernization of Spain’s supervisory mechanisms. He then went on to spend three years as a Financial Advisor to the World Bank in Washington, where he dealt with financial reform and crisis management in emerging economies. In 1989 he set up his own consultancy firm specializing in problem banks and bank supervision. Inaddition to his advisory work, he has spoken at conferences and seminars in countless different forums, including the University of Oxford, Harvard, Yale and the Wharton Business School, and at the Federal Reserve, the Bank of England, the Bank of Russia, the People’s Bank of China and the Reserve Bank of India. He is a member of the Advisory Board of the Spanish financial daily Expansión, and he has written numerous articles on the financial crisis of 2007. He also co-authored a book on the subject with Francisco Uría and Íñigo de Barrón, which was published in 2003 under the title Anatomía de una crisis.
"About the title" may belong to another edition of this title.
Revaluation Books
Exeter, United Kingdom
AbeBooks seller since January 6, 2003
Shipping rates from United Kingdom to U.S.A.
| Item | 7 to 14 business days | 2 to 3 business days |
|---|---|---|
| First item | £ 10.00 | £ 30.00 |
Payment methods
Seller's business information
Edward Bowditch Ltd
Exstowe, Exton
Exeter, United Kingdom EX3 0PP
Terms of sale
Legal entity name: Edward Bowditch Ltd
Legal entity form: Limited company
Business correspondence address: Exstowe, Exton, Exeter, EX3 0PP
Company registration number: 04916632
VAT registration: GB834241546
Authorised representative: Mr. E. Bowditch
Right of withdrawal
If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.
Information regarding the right of withdrawal
Statutory right to withdraw
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.
To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).
We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.
We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.
We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to Revaluation Books, Hounslow, United Kingdom, without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
Exceptions to the right of withdrawal
The right of withdrawal does not apply to:
- The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
- The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.
Shipping terms
Orders usually dispatched within two working days.