Although written for his grandchildren, you feel like you are walking right beside Robert Giarraffa as he is growing up in Brooklyn, New York during the 1950s and ’60s. There are some positive and negative life lessons to be learned, some historical and some hysterical. You also walk along with him and see what it was like working in a pharmaceutical company and get to witness the birth of a new profession, Financial Planning. When Robert looks back on his life, he considers what he calls “intelligent dominos” somehow guiding his journey.

Perhaps this book will be the catalyst for your own life story.

Born and raised in Brooklyn, New York, Robert Giarraffa attended St. John's University in Queens, New York, graduating in 1968 with a Bachelor’s Degree in Chemistry. He began his career in the pharmaceutical industry where he worked for 15 years. Robert was concurrently a member of the Army National Guard from 1969 to 1976. He went on to attend Fairleigh Dickinson University, graduating in 1976 with an MBA in Finance.

Robert began his career in the financial industry as a Financial Advisor in 1978. He went on to found New Horizons in 1982. As President of New Horizons Wealth Management LLC, he trains and manages other financial advisors. In 1993, he created Backdoor Budgeting^SM, a Federally Registered method used to analyze cash flow. He has been a member of the Financial Planning Association (formerly the International Association for Financial Planners) since 1983.

Robert sponsors and plays on the New Horizons Wealth Management LLC softball team, having done so since 1997. He enjoys playing ping pong and pool, as well as designing Microsoft Excel programs, and reading nonfiction books. Robert enjoys traveling and is an advocate of complementary medicine. In his hometown, he was a member of the Randolph Open Space committee from 1999 to 2007.

Robert has lived with his wife, Savia, in Randolph, New Jersey since 1973 with daughters, Daria and Tara living close by with their families in Madison, New Jersey.

"About this title" may belong to another edition of this title.

Store Description

The Saint Bookstore has a range of over 1 million titles available.

Visit Seller's Storefront

Seller's business information

SB ONLINE LTD
50 Devonshire Road, Southport, PR9 7BZ, United Kingdom

Sale & Shipping Terms

Terms of Sale

Please order through the Abebooks checkout. We only take orders through Abebooks - We don't take direct orders by email or phone.

Refunds or Returns: A full refund of the purchase price will be given if returned within 30 days in undamaged condition.

As a seller on abebooks we adhere to the terms explained at http://www.abebooks.co.uk/docs/HelpCentral/buyerIndex.shtml - if you require further assistance please email us at orders@thesaintbookstore.co.uk

Right of withdrawal

If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.

Information regarding the right of withdrawal

Statutory right to withdraw

You have the right to withdraw from this contract within 14 days without giving any reason.

The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.

To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.

To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.

Effects of withdrawal

If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).

We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.

We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.

We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.

We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.

You shall send back the goods or hand them over to THE SAINT BOOKSTORE, Southport, United Kingdom, without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.

Exceptions to the right of withdrawal

The right of withdrawal does not apply to:

The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.

Shipping Terms

Most orders usually ship within 1-3 business days, but some can take up to 7 days.

Shipping rates from United Kingdom to U.S.A.

Shipping rates from United Kingdom to U.S.A.
Order quantity	7 to 28 business days	7 to 28 business days
First item	� 14.33	� 16.33

Delivery times are set by sellers and vary by carrier and location. Orders passing through Customs may face delays and buyers are responsible for any associated duties or fees. Sellers may contact you regarding additional charges to cover any increased costs to ship your items.