Are You Being Seduced into Debt?: Break Free and Build a Financially Secure Future
Language: English
Published by Thomas Nelson Inc, 2004
- Hardcover
- Used
Seller: ThriftBooks-Reno, Reno, NV, U.S.A.ThriftBooks-Reno
AbeBooks seller since May 25, 2012
Condition: Used - Very good
£ 5.16
Quantity: 1 available
Add to basketItem description from seller
May have limited writing in cover pages. Pages are unmarked. ~ ThriftBooks: Read More, Spend Less.
Seller Inventory # G0785263306I4N00
- Title
- Are You Being Seduced into Debt?: Break Free and Build a Financially Secure Future
- Author
- John M. Cummuta
- Publisher
- Thomas Nelson Inc
- Publication year
- 2004
- Condition
- Very Good
- Dust jacket
- No Jacket
- Binding
- Hardcover
- Language
- English
- ISBN 10
- 0785263306
- ISBN 13
- 9780785263302
- Item weight
- 1.16 pounds
Studies have shown that 96 percent of Americans fail to achieve financial independence by the age of 65. The number one reason cited? The inability to delay gratification. The hidden cause, as John Cummuta demonstrates, is what he calls the "Coalition of Four," a subtle combination of marketplace forces focused on seducing American income earners into first spending all they make.and then spending far beyond what they make by using debt. The Coalition preys on this human weakness to systematically siphon most of the money Americans earn into Coalition coffers. Made up of Merchants, the Advertising Industry, Media, and the Credit Industry, the Coalition works synergistically to create a sense of need, prey on our naivete, appeal to our pride, and offer us an "easy" way to afford it all.
But the reality is we can't afford it all.at least not early and all at once. The result is that most consumers end up being slaves to the Coalition, and fully expect to be making debt payments till the day they die.
After exposing the Coalition and its intentions, Cummuta helps readers stop succumbing to the seduction and take charge of their own financial future. His purpose is to free readers to be able to live the life they really want to live. The solution Cummuta offers is his "Cascading Debt-Elimination SystemT," which can eliminate a typical American household's debts to zero - including paying off their home mortgage - in just 5 to 7 years, using nothing more than the money they already make. And the system works no matter the household's income level or debt amount.
Finally, Cummuta explains how readers can achieve permanent immunity from the Coalition of Four by maximizing their income and successfully investing it in assets that will produce more than enough retirement income to live on.with our without working. Most people are trapped in their jobs and lives, "sticking it out" just so they can pay the bills. This book gives them the tools and the opportunity to redesign their lives and start over.
"Synopsis" may belong to another edition of this title.
Shipping rates within U.S.A.
| Item | 4 to 8 business days | 4 to 8 business days |
|---|---|---|
| First item | £ 0.00 | £ 0.00 |
Payment methods
Seller's business information
Thrift Books Global LLC
18300 Cascade Ave S, Ste 150
Seattle, WA U.S.A. 98188
Terms of sale
We guarantee the condition of every book as it's described on the Abebooks website. If you're dissatisfied with your purchase or if the order hasn't arrived, you're eligible for a refund within 30 days of the estimated delivery date. Please use the "Ask bookseller a question" link to contact our dedicated Customer Service team and we will be happy to assist you.
Right of withdrawal
If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.
Information regarding the right of withdrawal
Statutory right to withdraw
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.
To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).
We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.
We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.
We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to ThriftBooks-Reno, Dallas, Texas, U.S.A., without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
Exceptions to the right of withdrawal
The right of withdrawal does not apply to:
- The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
- The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.
Shipping terms
All domestic Standard and Expedited shipments are distributed from our warehouses by OSM, then handed off to the USPS for final delivery.
2-Day Shipping is delivered by FedEx, which does not deliver to PO boxes.
International shipments are tendered to the local postal service in the destination country for final delivery – we do not use courier services for international deliveries.