Basic Financial Skills for Regular People (Paperback)
Language: English
Published by Independently Published, 2026
- Softcover
- New
Seller: Grand Eagle Retail, Bensenville, IL, U.S.A.Grand Eagle Retail
AbeBooks seller since October 12, 2005
Condition: New
£ 18.26
Quantity: 1 available
Add to basketItem description from seller
Paperback. Most Americans were never truly taught how money works.We were told to work hard, pay bills, avoid debt, save money, and plan for retirement. But many of us were never shown how to build a real budget, read a pay stub, understand interest, manage credit cards, compare loans, prepare for taxes, handle medical bills, start investing, or protect ourselves from scams.Then adulthood arrived anyway.Basic Financial Skills for Regular People is a practical, plain-English guide for the average American who wants to stop feeling lost, behind, embarrassed, or overwhelmed by money.This is not a book for millionaires, day traders, or finance experts.It is for regular people with paychecks, bills, debt, family needs, rising costs, big hopes, and maybe a little frustration about the money lessons school forgot to teach.Inside, you will learn how to: - Create a one-page snapshot of your real monthly numbers- Build a simple budget that works even when life gets messy- Use a bill calendar to avoid late fees and paycheck timing stress- Stop quiet money leaks before chasing more income- Build emergency savings, even if you start small- Use sinking funds for predictable expenses like car repairs, holidays, school costs, and insurance- Understand debt without shame and choose a payoff method that fits your behavior- Learn how credit scores, credit cards, and credit utilization really work- Avoid the monthly payment trap with cars, loans, and financing- Handle student loans and medical bills with slower, smarter steps- Understand banking, account safety, insurance, taxes, and paychecks- Begin investing without gambling, hype, or confusion- Understand retirement accounts, index funds, risk, and time horizon- Have healthier money conversations with partners, children, and family- Protect yourself from scams, pressure, fraud, and financial boundary problems- Follow a practical 90-day money reset planThis book includes worksheets, trackers, scripts, checklists, a glossary of plain-English money terms, and selected official resources for rules that may change.You do not need a perfect financial life to begin.You do not need to fix everything in one weekend.You do not need shame.You need visibility, rhythm, and a plan you can return to.Basic Financial Skills for Regular People helps you replace financial fog with practical steps, calmer decisions, and a stronger foundation for the future. This item is printed on demand. Shipping may be from multiple locations in the US or from the UK, depending on stock availability.…
Seller Inventory # 9798182231121
- Title
- Basic Financial Skills for Regular People (Paperback)
- Author
- Adani James
- Publisher
- Independently Published
- Publication year
- 2026
- Condition
- new
- Binding
- Paperback
- Language
- English
- ISBN 13
- 9798182231121
Most Americans were never truly taught how money works.
We were told to work hard, pay bills, avoid debt, save money, and plan for retirement. But many of us were never shown how to build a real budget, read a pay stub, understand interest, manage credit cards, compare loans, prepare for taxes, handle medical bills, start investing, or protect ourselves from scams.
Then adulthood arrived anyway.
Basic Financial Skills for Regular People is a practical, plain-English guide for the average American who wants to stop feeling lost, behind, embarrassed, or overwhelmed by money.
This is not a book for millionaires, day traders, or finance experts.
It is for regular people with paychecks, bills, debt, family needs, rising costs, big hopes, and maybe a little frustration about the money lessons school forgot to teach.
Inside, you will learn how to:
• Create a one-page snapshot of your real monthly numbers
• Build a simple budget that works even when life gets messy
• Use a bill calendar to avoid late fees and paycheck timing stress
• Stop quiet money leaks before chasing more income
• Build emergency savings, even if you start small
• Use sinking funds for predictable expenses like car repairs, holidays, school costs, and insurance
• Understand debt without shame and choose a payoff method that fits your behavior
• Learn how credit scores, credit cards, and credit utilization really work
• Avoid the monthly payment trap with cars, loans, and financing
• Handle student loans and medical bills with slower, smarter steps
• Understand banking, account safety, insurance, taxes, and paychecks
• Begin investing without gambling, hype, or confusion
• Understand retirement accounts, index funds, risk, and time horizon
• Have healthier money conversations with partners, children, and family
• Protect yourself from scams, pressure, fraud, and financial boundary problems
• Follow a practical 90-day money reset plan
This book includes worksheets, trackers, scripts, checklists, a glossary of plain-English money terms, and selected official resources for rules that may change.
You do not need a perfect financial life to begin.
You do not need to fix everything in one weekend.
You do not need shame.
You need visibility, rhythm, and a plan you can return to.
Basic Financial Skills for Regular People helps you replace financial fog with practical steps, calmer decisions, and a stronger foundation for the future.
"Synopsis" may belong to another edition of this title.
Grand Eagle Retail
Bensenville, IL, U.S.A.
AbeBooks seller since October 12, 2005
Shipping rates within U.S.A.
| Item | 6 to 14 business days | 6 to 16 business days |
|---|---|---|
| First item | £ 0.00 | £ 0.00 |
Payment methods
Seller's business information
APOLLO ONLINE CORP.
605 Geddes Street
Wilmington, DE U.S.A. 19805
Terms of sale
We guarantee the condition of every book as it¿s described on the Abebooks web sites. If you¿ve changed
your mind about a book that you¿ve ordered, please use the Ask bookseller a question link to contact us
and we¿ll respond within 2 business days.
Books ship from California and Michigan.
Right of withdrawal
If you are a consumer you can withdraw from the contract in accordance with the following. Consumer means any natural person who is acting for purposes which are outside his trade, business, craft or profession.
Information regarding the right of withdrawal
Statutory right to withdraw
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good or the last lot or piece.
To exercise the right of withdrawal, electronically fill in and submit a clear statement on our website, under "My Purchases" in "My Account". We will communicate to you an acknowledgement of receipt of such a withdrawal on a durable medium (e.g. by e-mail) without delay.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we will reimburse to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us).
We may make a deduction from the reimbursement for loss in value of any goods supplied, if the loss is the result of unnecessary handling by you.
We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to withdraw from this contract.
We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
We may withhold reimbursement until we have received the goods back, or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to Grand Eagle Retail, Bensenville, Illinois, U.S.A., without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired. You will have to bear the direct cost of returning the goods. You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
Exceptions to the right of withdrawal
The right of withdrawal does not apply to:
- The delivery of newspapers, journals or magazines with the exception of subscription contracts; and
- The supply of digital content which is not supplied on a tangible medium (e.g. on a CD or DVD) if you accepted when you placed your order that we could start to deliver it, and that you could not withdraw once delivery had started.
Shipping terms
Orders usually ship within 2 business days. All books within the US ship free of charge. Delivery is 4-14 business days anywhere in the United States.
Books ship from California and Michigan.
If your book order is heavy or oversized, we may contact you to let you know extra shipping is required.