Algorithmic Credit Scoring: Implementing AI Governance and Regulatory Auditing in Underwriting
Language: English
Published by Independently published, 2026
- Softcover
- New
Seller: California Books, Miami, FL, U.S.A.California Books
AbeBooks seller since October 27, 2023
Condition: New
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- Title
- Algorithmic Credit Scoring: Implementing AI Governance and Regulatory Auditing in Underwriting
- Author
- Preston, James
- Publisher
- Independently published
- Publication year
- 2026
- Condition
- New
- Binding
- Soft cover
- Language
- English
- ISBN 13
- 9798194315352
Navigate the regulatory and operational complexities of AI-driven underwriting.
As algorithmic models increasingly dictate credit decisions, the regulatory scrutiny on automated underwriting architectures has intensified. Institutions must balance the efficiency of machine learning with the strict compliance requirements of model risk management.
AI Governance in Credit Scoring provides a structured, technical framework for aligning automated lending models with rigorous regulatory standards, including SR 11-7 guidelines. Designed for risk managers, systems architects, and compliance officers, this text breaks down the mechanics of auditing complex models for fairness, stability, and explainability without sacrificing performance.
Core topics include:
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Model Risk Management: Frameworks for testing, validating, and monitoring algorithmic scoring systems.
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Regulatory Alignment: Translating SR 11-7 and current financial regulations into operational parameters for AI architectures.
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Explainability in Underwriting: Techniques to ensure automated credit decisions remain transparent and auditable by third parties.
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Governance Protocols: Establishing clear oversight and lifecycle management for financial machine learning models.
Bridge the gap between quantitative innovation and regulatory compliance to build robust, secure, and auditable credit scoring systems.
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California Books
Miami, FL, U.S.A.
AbeBooks seller since October 27, 2023
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