Synopsis
Many times, if you have health insurance, it's tHRough a group plan offered by your employer or your spouse's employer. Some people have no coverage at all, which can potentially be problematic for your finances.
If you're married, single, have children, young, or old, you need some level of health insurance to protect yourself against financial disaster in the event of a serious illness or accident. Whether you choose a group plan or an individual plan, there are important choices to be made that will affect not only the quality of your medical care coverage but also your wallet. Reviewing some of these choices can help you make an informed decision that fits both your specific needs and your budget.
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