Bad Credit Mortgages Made Simple: Straight-talking advice for real people who just want the keys. - Softcover

Hills CeMAP CeRER, Daniel; Mortgage Guy, Bad Credit

Softcover

ISBN 13: 9798274496612

Publisher: Independently published, 2026

Synopsis

If bad credit meant “game over,” millions of people would never own a home.
The real problem isn’t irresponsibility; it’s that most people were never taught how mortgages or credit actually work.
In Bad Credit Mortgages Made Simple, Daniel Hills CeMAP, CeRER, the Bad Credit Mortgage Guy, cuts through the noise and explains the mortgage system as it really is, especially for people with missed payments, defaults, CCJs, self-employment income, or other complications.
This book breaks down:

• What lenders actually look at when assessing an application
• Why your credit score doesn’t tell the full story
• How everyday money decisions affect borrowing power
• Why renting long-term can keep people financially stuck
• Practical steps to improve mortgage readiness over time

Written in clear, plain language, with humour and real-world examples, this book is for people who feel shut out of the system, young adults who want to avoid early financial traps, and parents or family members who want to help the next generation start off stronger.
No hype. No judgement. Just straight-talking advice for real people who just want the keys.

Edition details

• Publisher: Independently published
• Publication date: 2026
• Language: English
• ISBN 13: 9798274496612
• Binding: Paperback
• Number of pages: 190