When Helping Your Adult Child Costs Too Much: A Practical Guide to Money, Boundaries, and Your Own Future - Softcover

Everly, Martha

9798160765099: When Helping Your Adult Child Costs Too Much: A Practical Guide to Money, Boundaries, and Your Own Future

Softcover

ISBN 13: 9798160765099

Publisher: Independently published, 2026

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You can care about your child and count yourself in.

What began as a little help with rent, groceries, or an unexpected bill may now be affecting your savings, health, and plans for the years ahead. You want to remain a loving parent. You also need a way to decide what you can sustain—and explain it without turning the conversation into a judgment of your child.

Written for older parents, When Helping Your Adult Child Costs Too Much offers a calm, concrete approach to this difficult balance. Martha Everly takes you from understanding the support you already provide to making a clear proposal, discussing changes, and responding when the next request arrives.

Inside, you’ll explore how to:

Recognize the full cost of financial and practical support, including help that has become automatic.
Give your own needs and retirement plans a place in the decision.
Choose what to continue, change, or stop, with clear amounts, responsibilities, and review dates.
Talk through guilt, disagreement between parents, and difficult conversations with your grown son or daughter.
Address shared housing, urgent requests, and promises that become hard to keep.
Adapt support when illness or disability changes what is needed.

Illustrative family stories, reflection questions, small next steps, and six reusable planning worksheets help you turn a difficult subject into decisions you can put on paper.

The goal is a sustainable way to care for your child while making room for your own life—even when your child disagrees.

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