Millennials are a DIY generation. They love doing things by themselves: learning, travelling, acquiring knowledge and even making mistakes on their own, in their own way. But they face a unique set of challenges that the previous generations did not face and in this, they might need a little help. They are seeking quality of life more than any other generation. But quality of life is a subjective concept and in the absence of the Firm anchor of knowing how to handle personal finances, it might cause unnecessary tumult. Someone could have Rs 1, 000 crore and not be financially free and someone with Rs 5 crore could be the happiest person you ever saw. There is no fixed formula that works for all. You need to sit down and figure out what works for you, not follow your friends. This is where the philosophy of plan | protect | play comes into the picture. The idea of writing this book is to help millennials take the concepts of investing and personal finance further and talk about what they don't know. The book is a refreshing change with its take on personal finance which will teach you how to stop analysing in isolation, to think holistically, and create your own financial plan which works under all conditions. Ajit Menon, CEO, pgim India asset management Pvt.Ltd. debashis Chatterjee, CEO & MD at mind tree Francisco d'souza, co-founder & vice Chairman, Cognizant technology solutions nilesh Shah, MD & CEO of Kotak Mahindra AMC, Chairman - Ambi, member of pm's economic advisory Council rishabh parakh comes with rich credentials to write a comprehensive book on Financial planning. The very idea of emphasising on execution of a financial plan, is unique. Prashant Tripathi, MD & CEO, Max life Insurance Co. Ltd. rishabh's book, 'financial spirituality,' while targeted at millennia, is a must read for all investors. A thoroughly enjoyable read, I recommend this book to anyone, regardless of age! Sanjay SA Pre, President, Franklin Templeton asset management (India) Pvt.Ltd. swarup Mohanty, CEO, mirae asset global investments (India) Pvt. Ltd. Vibha padalkar, MD & CEO HDFC life.
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