Borrower’s Behaviour and Repayment Performance of MSMEs: The case of Tamil Nadu - Softcover

Murugesh, Samuthirarajan; Ramanujam, Veluchamy

Softcover

ISBN 10: 6202082224 ISBN 13: 9786202082228

Publisher: LAP LAMBERT Academic Publishing, 2017

Synopsis

The book was covered the analysis of the profile of the borrowers and their borrowing behavior, the borrowers character and relationship lending among the borrowing and the repayment performance and its determinants were discussed. The present study conclude that the borrowers character and relationship lending among the respondents in micro enterprises is lesser compared to the respondents in small and medium enterprises. The repayment performance among the respondents in micro enterprises is also for lesser than that among the other two group of respondents. Both the borrower’s character and relationship lending have a significant impact on the repayment performance among the respondents where the higher impact is seen among the respondents in medium enterprises. The borrower’s character and their relationship lending is promoted by the banks through some awareness and training programmes, the banks can enrich the repayment performance even among the respondents in micro enterprises.

About this title

About the Author

Murugesh Samuthirarajan is a Research Scholar in Management (BSMED), Bharathiar University. Ramanjuam Veluchamy is working as a Assistant Professor and Research Guide in Management at Bharathiar University, India since 2008 onwards and he published more than 50 research Articles in referred Journals in the area of Finance & Entrepreneurship.

Edition details

• Publisher: LAP LAMBERT Academic Publishing
• Publication date: 2017
• Language: English
• ISBN 10: 6202082224
• ISBN 13: 9786202082228
• Binding: Paperback
• Number of pages: 140