Synopsis
As students leave college already weighed down by the burden of student loans to repay and enter the working world with all of its financial and legal traps and temptations, it is more important than ever that they understand the most important facts of personal finance and employment rights. This is guide for young people going to University or starting work for the first time. Many young people have little or no idea about basic financial and related matters, such as how credit cards, bank accounts and overdrafts actually work (and consequently run the risk of paying much more in interest and charges than they ought). Nor do they always understand exactly what they are doing when they sign a contract of employment etc, why it is important to start saving early, what a mortgage really is and how the various types differ. This book addresses those issues and more on pensions planning and income tax.
"synopsis" may belong to another edition of this title.
About the Author
Wyn Derbyshire is a Partner at SJ Berwin LLP, Solicitors, where
he is Head of the Pensions Group. He has written numerous articles,
commented in the media on various pensions issues and with Hardy and Maffey
has co-written `TUPE: Law & Practice', 2006 (Spiramus). Along with Stephen
Hardy, he is also co-editor of Sweet & Maxwell's `Doing Business in Europe'
looseleaf (2 volumes), as well as being legal consultant to Gee's "The
Pensions Factbook".
Stephen Hardy is a Barrister, and was formerly Professor of Law at the
University of Manchester where he researched in EU and employment law. He
is currently co-editor of Sweet & Maxwell's `Doing Business in Europe' and
General Editor of Sweet & Maxwell's `Employment Encyclopaedia', as well as
widely published on employment-related matters.
David Wicks entered the financial services industry in 1971, and has held a
variety of Marketing, Technical and Developmental roles with life assurance
companies. As Managing Director of Finance Industry Training Limited (FIT),
he provides various consultancy services to Insurance Companies, IFAs and
other institutions in the financial world, and writes extensively on a
range of financial topics.
From the Back Cover
Combining practical information on personal fi nances with
employment,pensions and tax law, this is an essential survival guide for:
anyone entering the workforce for the fi rst time
students leaving home and having to manage their own finances workers new
to the UK.
Levels of personal debt in the United Kingdom (estimated at £1.3
trillion)have never been greater. House prices have soared over recent
years, making it harder for first-time buyers to get on the housing ladder.
We're all living longer and yet the pensions system gets steadily more
difficult to understand. The working environment becomes ever more complex
as new employment laws and practices emerge and the old certainties about
the working world disappear, creating a confusing tapestry of rights and
obligations.
All in all, life (at least those aspects of life relating to work,savings,
debt, pensions, mortgages and so on) is complicated today. The aim of this
book is to demystify at least some of the confusion which can exist in
relation to financial and employment matters.
"About this title" may belong to another edition of this title.
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