Managing Banking Risks: Reducing Uncertainty to Improve Bank Performance - Hardcover

Cade, Eddie

Hardcover

ISBN 10: 1888998636 ISBN 13: 9781888998634

Publisher: Glenlake Publishing Co ,U.S., 1999

Synopsis

A practicing banker provides an overview of the full spectrum of risks that a modern bank needs to manage. Chapters cover risk and reward; what banking risks are; solvency and liquidity risks; a policy overview of credit risk; portfolio analysis and changing the portfolio; structural exposure to interest rate risk; price and operating risks; and the myriad aspects of risk management, from basic coordination of responsibilities and the role of internal and external audits to staff matters and managing customers' risks. Assumes familiarity with modern banking practice but a glossary of financial terms is provided. Annotation c. Book News, Inc., Portland, OR (booknews.com)

About this title

From the Back Cover

This book fills a gap in banking literature by providing a professional and sophisticated 'risk' primer for bank directors, executives and staff at every level as well as students, analysts and commentators on the banking scene. The breadth of focus is exceptional in covering the full range of banking risks, rather than the customary specialist segment.

The book begins by defining risk itself and discussing how it can be approached in a banking context. It goes on to examine the concepts of volatility, expected and unexpected loss, the role of risk capital, rate of return and the required reward for risk (the 'cost of capital'). The author identifies five generic types of primary banking risk and one universal secondary type. Each of these is explored in turn from solvency and liquidity risks to credit risk, interest rate risk, price risks and operating risks. This treatment gives the reader an insight into modern risk management and hedging techniques, and many other relevant topics. Legal and regulatory issues and constraints are considered within an international frame of reference. The book offers practical guidance on the role of a bank's board and executive management, organisation and co-ordination of risk management.

Synopsis

A practicing banker provides an overview of the full spectrum of risks that a modern bank needs to manage. Chapters cover risk and reward; what banking risks are; solvency and liquidity risks; a policy overview of credit risk; portfolio analysis and changing the portfolio; structural exposure to interest rate risk; price and operating risks; and th

Edition details

• Publisher: Glenlake Publishing Co ,U.S.
• Publication date: 1999
• Language: English
• ISBN 10: 1888998636
• ISBN 13: 9781888998634
• Binding: Hardcover
• Number of pages: 250