This 3rd edition covers all aspects of consumer credit and consumer hire agreements, contract terms, credit products, security instruments, procedures, practical problems and regulatory controls. It contains useful information on the credit industry, including statistical details on credit and debit cards, standard licences and fraud. This new edition has been updated to cover the Credit Control Act 2006, the Unfair Terms in Consumer Contracts Regulations, Distance Marketing Regulations and the Unfair Commercial Practices Directive. Written in a clear and penetrating style, the book draws on the author's long experience as a practising solicitor specialising in this area.
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