The Regulation of Consumer Credit: A Transatlantic Analysis - Hardcover

Brown, Sarah

Hardcover

ISBN 10: 1784712485 ISBN 13: 9781784712488

Publisher: Edward Elgar Publishing Ltd, 2019

Synopsis

This incisive book gives a comprehensive overview of the regulation of consumer credit in both the US and the UK. It covers policy, procedure and the dynamics of the consumer credit relationship to advocate for a balanced approach in achieving more effective consumer protection.

Sarah Brown traces the development of the consumer credit relationship on both sides of the Atlantic, analysing the underlying rationale and policy themes that continue to inform the shaping of the regulatory agenda. The author compares the ways in which the consumer credit relationship is now managed, including supervisory frameworks and the roles of regulators, and provides new perspectives on current arguments in credit consumer protection. Important topical issues such as unfairness, over-indebtedness, predatory lending, vulnerability and questions of responsibility are addressed, before concluding with a recommendation for the best way forward based on a balance of interests.

Researchers and students aiming to understand the processes and broader aspects of consumer credit regulation will find this book invaluable, particularly those with an interest in comparative analysis in this context. It will also prove useful to US and UK policy-makers considering future approaches and reform, as well as practitioners interested in frameworks of consumer credit protection.

About this title

About the Author

Sarah Brown, Senior Visiting Fellow, University of Reading School of Law, UK

Edition details

• Publisher: Edward Elgar Publishing Ltd
• Publication date: 2019
• Language: English
• ISBN 10: 1784712485
• ISBN 13: 9781784712488
• Binding: Hardcover
• Number of pages: 256