Synopsis
Explore the inner workings of life insurance, from how premiums and expenses are calculated to how non-forfeiture provisions evolved to protect policyholders. This concise, analyst-friendly guide sheds light on the history, methods, and practical effects of policy design.
This edition delves into the economics behind life policies, including how surplus is determined, how dividends are allocated, and why surrender values and extended insurance matter to both insurers and insured. It presents clear explanations of concepts that affect the true value of a policy over time, without overwhelming you with technical jargon.
- How premiums cover mortality, expenses, and reserves, and what that means for a policy’s cost
- Why surrender values and paid‑up insurance became standard features
- How surplus and dividends are calculated and distributed among policyholders
- Historical reforms that shaped modern non-forfeiture provisions
Ideal for readers seeking a practical, historical grounding in life insurance concepts and policy values.
"synopsis" may belong to another edition of this title.
Other Popular Editions of the Same Title
Search results for Elements of Life Insurance (Classic Reprint)
Seller Image
Elements of Life Insurance (Classic Reprint)
Print on DemandSeller: Forgotten Books, London, United Kingdom
Seller rating 4 out of 5 stars
Paperback. Condition: New. Print on Demand. This book provides an overview of life insurance, exploring its purpose and history. It delves into the methods of calculating premiums, examining the factors that influence policy costs, and addressing risks such as increased age and medical conditions. The author also discusses the different types of insurance available, including whole life, limited payment, endowment, and specialized options. Through detailed explanations and examples, the book provides valuable insights into understanding premium calculations and making informed decisions about life insurance policies. This book is a reproduction of an important historical work, digitally reconstructed using state-of-the-art technology to preserve the original format. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in the book. print-on-demand item. Seller Inventory # 9781333319823_0
Buy New
£ 15.18
Free Shipping
Ships from United Kingdom to U.S.A.
Ships from United Kingdom to U.S.A.
Quantity: Over 20 available
Stock Image
Elements of Life Insurance Classic Reprint
Seller: PBShop.store US, Wood Dale, IL, U.S.A.
Seller rating 5 out of 5 stars
PAP. Condition: New. New Book. Shipped from UK. Established seller since 2000. Seller Inventory # LW-9781333319823
Stock Image
Elements of Life Insurance Classic Reprint
Seller: PBShop.store UK, Fairford, GLOS, United Kingdom
Seller rating 5 out of 5 stars
PAP. Condition: New. New Book. Shipped from UK. Established seller since 2000. Seller Inventory # LW-9781333319823
Buy New
£ 21.89
£ 4.16 shipping
Ships from United Kingdom to U.S.A.
Ships from United Kingdom to U.S.A.
Quantity: 15 available