The German System, of Workmen's Insurance in Practice (Classic Reprint) - Softcover

Ferdinand Friedensburg

Softcover

ISBN 10: 1331253373 ISBN 13: 9781331253372

Publisher: Forgotten Books, 2018

Synopsis

Excerpt from The German System, of Workmen's Insurance in Practice

May it be far from us to find fault with this noble zeal, or even to laugh at it, which sees in the working-men's insurance the first ripe fruit off the tree of the social right of the future. This unselfishness in the aims and pur poses of the law is a further proof of the idealism existing in classes of the popu lation which to-day are much abused. But all the same, it was not prudent according to the old saying, here, too, less would have been more. At all events, it would have been wise to st0p in time so that the getting accustomed to the insurance would not degenerate into a spoiling by the insurance. This, above all, would have been the task of the insurance organs for it was to them that the law had entrusted the duty to manage the funds of their associations like good guardians. The far-reaching encouragement meted out to the insured made it necessary to increase continually the claims on those classes who had to participate in providing the requisite means. This has recently been demon strated very carefully and clearly - especially with reference to the sick fund by Dr. F. Ritter-oldenburg (privy Medical Councillor) in the Grenzboten (1910, No. In this article he shows particularly that (not to speak of simulation, disinclination to work, etc.) the sick funds suffer in consequence of the continual extension of the number of the insured, not only by including their families, but also by the continuation of the insurance on the part of such persons who, it had been calculated upon, would no longer come under the insurance law in consequence of their rising income, and that the claims on the funds are increased more especially by these latter members. In consequence of the considerable increase of wages, the contributions to the invalidity insur ance have automatically increased in the course of the last few years and with reference to the accident insurance, it may suffice to mention that the total expenses of the trade associations have risen from marks per insured and from marks per accident notified, in 1888, to 7 °40 marks and 303 marks respectively in 1908. From this it would appear that the highest possible point has been reached; if, indeed, it has not even been exceeded.

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Product Description

Excerpt from The German System, of Workmen's Insurance in Practice The Imperial Message of November 17, 1881, so to speak the "Magna Charta" of the "right to labour," and the programme for the realization of this right, together with the material of the various laws and the discussions of the Reichstag, does not allow of the slightest doubt as to the bases on which the system of working-men's insurance has to be erected. "By collecting the real forces of the life of the people in the form of co-operative associations and State protection," it was intended to provide "State provision" for workingmen who either by illness, accident, invalidity or old age had become incapable of gaining their livelihood, for their families and their relicts. Properly speaking no new rights were created thereby. There had always been existing corporations for the furtherance of the best of their members, which enjoyed - like all other similar corporations - the protection of the State (and sometimes perhaps more of it than they cared for) in the form of State supervision. The interpretation of "provision," even the word itself used in this sense (Fursorge) was not new. Already the Prussian "Common Law " (Allgemeine Landrecht) spoke of a special "providential care" of the State, which was due to such persons who were not able to provide for themselves. The "Servants' Regulations," 1810 (Gesindeordnung), impose upon employers under certain circumstances the duty of "providential care" of servants who have fallen ill. Similar expressions are to be found in the poor-laws of 1842 and 1855, and in the regulations of pensions for civil servants, 1842. The latter, almost word for word the same as the "Message" of 1881, recognizes that it is a special duty of the State to regulate the position of civil servants and to secure their future. The Law referring to insurance in case of sickness prefers the expression "assistance" (Unterstutzung) which is equally to be found in the "Common Law " (Allge

Edition details

• Publisher: Forgotten Books
• Publication date: 2018
• Language: English
• ISBN 10: 1331253373
• ISBN 13: 9781331253372
• Binding: Paperback
• Number of pages: 47