Inheritocracy: It’s Time to Talk About the Bank of Mum and Dad - Softcover

Filby, Eliza

Softcover

ISBN 10: 0753561905 ISBN 13: 9780753561904

Publisher: WH Allen, 2025

Synopsis

The Sunday Times Bestseller!

Many of us grew up believing in a meritocracy, where hard work and a good education brings rewards. Go to university, get a job, put in the hours and things will be OK. That’s what we were told – but the reality is that life chances and opportunities are no longer shaped by what we learn or earn but by whether we have access to the Bank of Mum and Dad. We’re living in an inheritocracy, where parental support is what matters most – whether that’s covering the cost of university, stumping up for a house deposit or helping with childcare. And let’s be honest, this isn’t something we like to talk about with our friends, families or as a society. It’s a modern taboo.

In this timely and revealing book, generational expert Eliza Filby explores the emergence of this inheritocracy through her own life story, revealing how her family’s financial circumstances shaped everything from her education to her dating life, from her career to her class identity. Inheritocracy is a thought-provoking and candid blend of memoir and cultural commentary, told through Eliza’s humorous and insightful voice.

With trillions of pounds set to be passed down the generations over the next two decades, a significant divide is emerging between those who can rely on family wealth and those who can’t. Inheritocracy offers a fresh, captivating and honest look at our recent past and a future that will be shaped – for better or worse – by family fortunes.

About this title

About the Author

Dr Eliza Filby is a historian, author and expert on generational changes in society. Her writing has been published in The Times, The Guardian, the Financial Times and the New Statesman, amongst other publications. In 2022, she was awarded the Europa Forum’s Millennial Leaders Award for her research on generations. She has taught at the University of Warwick, King’s College London and Renmin University, Beijing, and sits on the board at Mission Group as a non-executive director. She is the host of the It’s All Relative podcast and author of the popular #MajorRelate newsletter. She grew up in Tooting, south London, where she still lives with her husband and two children.

Edition details

• Publisher: WH Allen
• Publication date: 2025
• Language: English
• ISBN 10: 0753561905
• ISBN 13: 9780753561904
• Binding: Paperback
• Number of pages: 304