Commercial Lending: Principles and Practice: 2 (Chartered Banker Series, 2) - Softcover

Cudby, Adrian

Softcover

ISBN 10: 074948277X ISBN 13: 9780749482770

Publisher: Kogan Page, 2018

Synopsis

Endorsed by the Chartered Banker Institute as core reading for one of the modules leading to the Institute's professional qualifications and chartered status, Commercial Lending supports readers that wish to develop their ability to analyze the creditworthiness of a customer and their business in the context of the current economic climate, future market and sector expectations.

Commercial Lending uses a series of practical exercises and case studies, and provides the tools needed for the reader to understand and appraise a customer's business strategy. This will then enable the reader to provide appropriate funding solutions to meet the commercial needs of customers while reflecting the bank's risk appetite. These tools include: how to assess the performance and creditworthiness of a business; how to critically evaluate the robustness of cash flow; and how to undertake sensitivity analysis to quantify sustainable debt repayment capacity. This practical text will present a critical analysis of financial and non-financial information to help readers identify key risks inherent in the customer's lending proposition. Readers will go on to propose suitable funding solutions that mitigate risk and meet the needs of customer and bank. Online supporting resources include a glossary and updates to regulation.

About this title

Review

"This textbook demonstrates Adrian's ability to explain and develop the main concepts of the Commercial Lending Sector in a way that is easy to dip in and out of and follow. Adrian's wealth of experience in the sector alongside simple to understand language, tailored examples, insights and case studies, connects with students in a meaningful way." (Richard Gregson MBA, Head of Commercial - Wholesale Finance, Close Brothers Leasing)

Book Description

Supports the Chartered Banker Institute's Commercial Lending module requirements and helps to prepare for assessment

Is written by a banking sector expert with cutting-edge industry perspective, ideal to support students of banking at undergraduate and postgraduate level

Aids work-based learning and professional development with a highly practical and applied approach, bringing learning to life with activities to carry out in the workplace as well as case studies, further reading recommendations and definitions of key terms throughout

Offers additional numeracy support to help readers with practical lending work, such as assessing balance sheets and understanding financial reports and documents

Offers thought leadership on commercial lending from an expert author with over 30 years of experience in the sector, endorsed by the Chartered Banker Institute

Online resources: includes a glossary and updates to regulation

Edition details

• Publisher: Kogan Page
• Publication date: 2018
• ISBN 10: 074948277X
• ISBN 13: 9780749482770
• Binding: Paperback
• Language: English
• Edition number: 1
• Number of pages: 352