How To Fix Your Finances – A Guide to Personal Financial Planning (Paper only) - Softcover

Lofthouse, S

Softcover

ISBN 10: 0471967025 ISBN 13: 9780471967026

Publisher: John Wiley & Sons, 1996

Synopsis

A new age in personal investment has been forced on to an unsuspecting, unwilling public in the 1990s. Negative equity, privatization and the rise of a new wave of investment instruments (PEPs, TESSAs etc) has led to an increasing demand for information and guidance in personal finance affairs. This work offers no-nonsense advice to the bewildered investor, covering a vast range of topics relevant to the ordinary man on the street. It is full of forthright advice, colloquialisms and quotes that encourages the reader to take action. In addition, it includes some advanced material for the more experienced investor which is always flagged with advice. More than other personal finance books, "How To Fix Your Finances" looks at the fundamentals of investing. Challenging commonly-held beliefs about financial planning advisors, the author reaches conclusions, often uncomfortable for these providers, that are surprising but logical. He shows that, once the product providers' hype is removed, financial products all boil down to combinations of cash, bonds, shares, and maybe property. This book proves that it is easier to plan personal finances when in possession of a sound understanding of the characteristics of these basic assets, their risks and returns.

About this title

From the Back Cover

Finding your way through the jungle of financial information and products may seem difficult. However, given the recent scandals in the financial services industry, you probably do not want to hand your financial future to an adviser. How to Fix Your Finances guide the serious investor through the financial planning process. You are helped to assess your current financial health and plan your financial future. You are given guidance as to when you need financial advice, and when you can skip it. Amongst the many topics covered are: * Managing your cash * Cash-based investments versus shares * Investment and unit trusts versus a personal portfolio * Whether you should have a PEP * Whole-life insurance versus term insurance * Repayment versus endowment mortgages * Improving your pension entitlements * Why you must have a will

Edition details

• Publisher: John Wiley & Sons
• Publication date: 1996
• Language: English
• ISBN 10: 0471967025
• ISBN 13: 9780471967026
• Binding: Paperback
• Number of pages: 398