Items related to Financial First Aid: Smart Remedies for Hundreds of...

Financial First Aid: Smart Remedies for Hundreds of Curable Money Ailments - Hardcover

Sprouse, Mary L.

 
9780471193401: Financial First Aid: Smart Remedies for Hundreds of Curable Money Ailments

Synopsis

When it comes to managing personal finances, even the best of us are confronted with potential problems from time to time. This book by personal finance guru Mary Sprouse offers much–needed "first aid" for a host of personal finance mishaps. It prescribes equal doses of personal finance expertise and practical easy–to–follow advice on everything from dealing with debt to facing an audit, from solving brokerage disputes to making your insurer pay up. Each of her solutions includes background on the topic as well as step–by–step procedures on what to do next and places to turn for more help.

"synopsis" may belong to another edition of this title.

About the Author

MARY L. SPROUSE is a well–known and frequently published author in the areas of personal finance and consumer tax. In addition to the bestselling title How to Survive a Tax Audit, she is the author of If Time Is Money, No Wonder I′m Not Rich; Sprouse′s Two–Earner Money Book; and Sprouse′s Income Tax Handbook.

From the Back Cover

When it comes to personal finance, no one is immune to occasional aches and pains: banking problems, billing errors, insurance disputes, tax audits, loan refusals, etc. Whatever your particular fiscal head–ache, you′ll find the relief you need in Financial First Aid, an indispensable new resource that provides equal doses of preventative medicine and easy–to–swallow remedies for a host of common money ailments.

Written by Mary Sprouse, a personal finance authority and columnist for Money magazine, Financial First Aid is packed with a wealth of practical prescriptions for maintaining or reviving your financial well–being. From comparatively minor scrapes like lost credit cards to more serious setbacks such as imminent bankruptcy, Sprouse′s expert advice and invaluable tips will not only help heal pecuniary pains, but, in many cases, avert them altogether.

Covering a wide range of potential problem areas including insurance, home ownership, estate planning, investments, and taxes this convenient, one–stop resource provides step–by–step procedures on how to follow up and where to turn for further assistance. Financial First Aid shows you how to:

  • Manage debt
  • Correct erroneous bills and credit card charges
  • File a consumer complaint
  • Resolve warranty disputes
  • Lower a property tax overassessment
  • Save up for a home down payment
  • Preserve your assets when illness strikes
  • And much more!

Complete with sample letters, pertinent financial documents, and helpful worksheets, as well as contact information for regulatory agencies and other important resources, Financial First Aid has just what the doctor ordered to cure and prevent future fiscal maladies.

Packed with a wealth of preventative measures and potent remedies for a host of money maladies, Financial First Aid has just what the doctor ordered for getting and maintaining your finances in top condition.

  • Ailment: Digging yourself out of debt.

Rx: Work out your own payment plan, do not avoid creditors, seek credit counseling, avoid consolidation loans.

Prevention: Make a budget and stick to it, set a self–imposed repayment schedule, shave credit card costs, pay by cash.

  • Ailment: Filing your federal income tax return late.

Rx: No problem. You can get an automatic four–month extension of time to file your tax return by filing Form 4868, Application for Automatic Extension of Time to File U.S. Individual Income Tax Return.

  • Ailment: Your auto insurance premiums are too high.
  • Rx: Ask for higher deductibles, avoid duplicate coverage, drop some coverage on older cars, turn down unnecessary add–ons.
  • Ailment: Your mutual fund account was closed out fraudulently by someone posing as you on the phone.
  • Rx: Consider using a full–service broker, use optional safety features, read your financial statements, watch your mailbox and what you put in the trash, stay informed about fraud.
  • Ailment: Selling your house when the market is soft.

Rx: List your house with a knowledgeable and aggressive broker, do not haggle over the broker′s commission, set a reasonable price, consider creative financing.

"About this title" may belong to another edition of this title.