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Credit Scoring for Risk Managers: The Handbook for Lenders - Hardcover

Mays, Elizabeth

 
9780324200546: Credit Scoring for Risk Managers: The Handbook for Lenders

Synopsis

With the growing concern about personal bankruptcy and quality of consumer lending, an effective credit scoring system is crucial to efficient and profitable lending practices. Featuring essays from seven experts in the risk management and banking/financial institution lending environment, this unique book offers valuable insights and proven techniques for developing effective credit scoring systems. It provides in-depth coverage of the roles of credit scoring, generic vs. customized scoring models, credit bureau data, scorecard development, performance measures, neural networks, project management, scorecard monitoring reports, how to use a scorecard to a lender's best advantage and much more.

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Review

This book is an excellent guide for those who develop, evaluate, or use credit scoring models. An essential tool for credit professionals. This book provides a great introduction to scoring principles and advances new ideas abot score development and monitoring. Excellent resource for anyone managing credit in today's environment!

Synopsis

Mays, a private-sector specialist in retail risk modeling and analytics, presents information on using credit scoring to manage credit risk throughout the loan life cycle in this guide for bankers and other consumer lenders. Eight contributors in risk management and lending modeling explain how cred

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