A Plea for a Federal Commission on Tuberculosis (Classic Reprint) - Softcover

Frankel, Lee K.

Softcover

ISBN 10: 1332275028 ISBN 13: 9781332275021

Publisher: Forgotten Books, 2018

Synopsis

Excerpt from A Plea for a Federal Commission on Tuberculosis The interest of life insurance companies in the prevention of tuberculosis can best be indicated by the facts of their mortality statistics. In the year 1914, the Metropolitan Life Insurance Company paid in its Industrial Department 163,339 claims on the lives of 113,989 people, amounting to $21,449,401. Of these, 27,928 claims on the lives of 19,865 people, amounting to $3,949,421, were paid on individuals who died from pulmonary or other forms of tuberculosis. Including mortuary bonuses the figure was $4,218,139. It is probable that the experience of other Industrial life insurance companies is quite similar to that of the Metropolitan. According to the Insurance Year Book there were in force at the end of 1914, 31,134,303 Industrial insurance policies, of which 13,588,050, or 43.6 per cent. were carried by the Metropolitan. On this basis, Industrial insurance companies, during the year 1914, paid claims on the lives of nearly 46,000 working men and other members of their families amounting to over $9,000,000 for deaths due to tuberculosis. It will be seen from the above that it is desirable from the insurance standpoint to reduce mortality from tuberculosis, and if such an ideal could ever be obtained, to eradicate the disease entirely. If the payment of death claims could be postponed, the ultimate result would be a reduction in the cost of insurance. Possibilities of such postponement with respect to tuberculosis are large. Of the total deaths from tuberculosis in the year 1914 in the Metropolitan experience 70 per cent. were between ages 15 and 44. Tuberculosis formed 37 per cent. of all the deaths between these ages. If the disease could be eliminated or materially reduced in extent it is probable that more individuals would die from diseases characteristic of older life, such as the cardio-vascular diseases. The tuberculosis problem from the standpoint of life insurance companies is, as you will se

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Excerpt from A Plea for a Federal Commission on Tuberculosis

I Shall quote from Table 1, Showing the decline in the Metropolitan Life Insurance Company's white mortality from seven principal causes of death for the year 1914 as com pared with the year 1911. The statistics for tuberculosis are Very interesting. They show that within the Short period of three years the death rate from tuberculosis in the Company's experience dropped from per hundred thousand to per hundred thousand, or a reduction in the rate of per cent. These figures supplement those for the Registration Area for the years 1901 to 1911, which Show a rate in 1911, 83 per cent. Of that in 1901. All of this indicates that the campaign of education which has been carried on for over a decade is bearing and has borne fruit. It is fairly safe to predict that the experience of the next three years will Show a further reduction in the tuberculosis death rate of the country and of the life insurance companies.

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About this edition

• Publisher: Forgotten Books
• Publication date: 2018
• ISBN 10: 1332275028
• ISBN 13: 9781332275021
• Binding: Paperback
• Number of pages: 26