A stunning examination of how the credit card industry has changed the way Americans buy, loan, and live.. Credit Card Nation is part history and part expos of the damaging social and political consequences of America's increasing reliance on credit cards. Using original research and consumer interviews, Manning analyzes the growth of the credit card industry and its related businesses by looking at the story of its consumersthe people who use credit for convenience and those who rely on it for financial stability.In addition to providing a consumer history of credit card usage, Robert Manning analyzes the larger societal attitudes toward debt. The history of the credit card industry's expansion is one of the creation of a new class of consumers who utilize creditand its steep interest and penalty ratesfor economic survival. Manning discusses the societal toll that the "credit card nation" is placing on the young, the elderly, and all those in search of the "good life" marketed by the credit card and banking industries.
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Robert D. Manning is the Caroline Werner Gannett Professor of the Humanities at Rochester Institute of Technology. An economic sociologist who specializes in race relations and labor market issues, he is the recent recipient of the Sociological Practice Association's Robert Ezra Park award in recognition of his contribution to social policy. He lives in Rochester, New York.
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