Consumer Lending in France and America

Trumbull, Gunnar

Published by Cambridge University Press
ISBN 10: 110769390X / ISBN 13: 9781107693906
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This book traces the historical emergence of modern consumer lending in America and France. Num Pages: 239 pages, 10 b/w illus. BIC Classification: 1DDF; 1KBB; JPB; KCP; KCZ; KFFL. Category: (U) Tertiary Education (US: College). Dimension: 229 x 151 x 14. Weight in Grams: 336. . 2014. Paperback. . . . . Books ship from the US and Ireland. Bookseller Inventory #

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Synopsis: Why did America embrace consumer credit over the course of the twentieth century, when most other countries did not? How did American policy makers by the late twentieth century come to believe that more credit would make even poor families better off? This book traces the historical emergence of modern consumer lending in America and France. If Americans were profligate in their borrowing, the French were correspondingly frugal. Comparison of the two countries reveals that America's love affair with credit was not primarily the consequence of its culture of consumption, as many writers have observed, nor directly a consequences of its less generous welfare state. It emerged instead from evolving coalitions between fledgling consumer lenders seeking to make their business socially acceptable and a range of non-governmental groups working to promote public welfare, labor, and minority rights. In France, where a similar coalition did not emerge, consumer credit continued to be perceived as economically regressive and socially risky.

Book Description: Why did America embrace consumer credit over the course of the twentieth century, when most other countries did not? How did American policy makers by the late twentieth century come to believe that more credit would make even poor families better off? This book traces the historical emergence of modern consumer lending in America and France.

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Title: Consumer Lending in France and America
Publisher: Cambridge University Press
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Book Description CAMBRIDGE UNIVERSITY PRESS, United Kingdom, 2014. Paperback. Book Condition: New. Language: English . Brand New Book. Why did America embrace consumer credit over the course of the twentieth century, when most other countries did not? How did American policy makers by the late twentieth century come to believe that more credit would make even poor families better off? This book traces the historical emergence of modern consumer lending in America and France. If Americans were profligate in their borrowing, the French were correspondingly frugal. Comparison of the two countries reveals that America s love affair with credit was not primarily the consequence of its culture of consumption, as many writers have observed, nor directly a consequences of its less generous welfare state. It emerged instead from evolving coalitions between fledgling consumer lenders seeking to make their business socially acceptable and a range of non-governmental groups working to promote public welfare, labor, and minority rights. In France, where a similar coalition did not emerge, consumer credit continued to be perceived as economically regressive and socially risky. Bookseller Inventory # AAA9781107693906

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Book Description CAMBRIDGE UNIVERSITY PRESS, United Kingdom, 2014. Paperback. Book Condition: New. Language: English . Brand New Book. Why did America embrace consumer credit over the course of the twentieth century, when most other countries did not? How did American policy makers by the late twentieth century come to believe that more credit would make even poor families better off? This book traces the historical emergence of modern consumer lending in America and France. If Americans were profligate in their borrowing, the French were correspondingly frugal. Comparison of the two countries reveals that America s love affair with credit was not primarily the consequence of its culture of consumption, as many writers have observed, nor directly a consequences of its less generous welfare state. It emerged instead from evolving coalitions between fledgling consumer lenders seeking to make their business socially acceptable and a range of non-governmental groups working to promote public welfare, labor, and minority rights. In France, where a similar coalition did not emerge, consumer credit continued to be perceived as economically regressive and socially risky. Bookseller Inventory # AAA9781107693906

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