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To most consumers, credit means little more than a form of perpetual debt to which a monthly payment is applied. In this book, Richard Jorgensen explains how the credit industry works, who has control and influence over credit records, and how consumers can build a solid credit rating and use credit to get what they want. Readers learn how to find lenders and negotiate loans, manage credit accounts, correct credit and billing errors, overcome a bad credit history, decide when and how to file for bankruptcy, and more. Jorgensen also covers consumer credit laws, credit clinic rip-off schemes, and the many ways to put credit to work in small businesses and real estate. Sample credit applications and reports are included.
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- PublisherTAB Books Inc
- Publication date1990
- ISBN 10 0830635467
- ISBN 13 9780830635467
- BindingHardcover
- Number of pages192
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No-Nonsense Credit: An Insiders Guide to Borrowing Money and Managing Debt
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