Graduation Debt: How to Manage Student Loans and Live Your Life (CliffsNotes (Paperback)) - Softcover

Gobel, Reyna

Softcover

ISBN 10: 0544319095 ISBN 13: 9780544319097

Publisher: Course Hero, Inc., 2014

Synopsis

With updated information that reflects the myriad changes in the student loan industry that affect students and their parents burdened with student loan debt, CliffsNotes Graduation Debt, Second Edition provides a step-by-step road map for effectively managing student loan debt and having a successful financial life.

Reyna Gobel has accumulated tens of thousands of dollars in student loans, recovered from student loan default, and set herself on a mission to help others who face a seemingly insurmountable student loan burden, with a powerful message about taking a step-by-step approach and not being overwhelmed by the sheer weight of student loan debt.

Divided into small subsections geared toward those neck-deep in debt, this book is easily digestible to students who aren't inclined to focus on their finances. Readers are encouraged to take action steps, such as finding long-lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios so they can buy a home, and discussing their student loan and non-student loan debt with their significant others.

By the end of the book, readers will be on the road to financial stability, with extra money for vacations and other fun stuff, too.

About this title

About the Author

Reyna Gobel, M.B.A. and M.J., is a forbes.com education contributor, an author, and a professional speaker who's been quoted by Money Magazine, Real Simple, and The Washington Post, where Michelle Singletary chose the 1st and 2nd editions of CliffsNotes Graduation Debt as financial book of the month. She's also a continuing education instructor for the Borough of Manhattan Community College, a guest educator for the Institute for Financial Literacy, and an advice columnist and curriculum development specialist for iGrad, a financial literacy organization that provides video and written course materials on financial literacy and repaying student loans to over 300 colleges and universities. You can submit a question to her by emailing askreyna@igrad.com or tweet her at @reynagobel.

From the Back Cover

Reyna makes navigating the student loans and post-collegiate life a breeze with her tips and budgeting advice. It s a complicated world, but Reyna breaks it down for us. With her guidance, you ll not only survive graduation and beyond, you ll thrive.
Kimberly Palmer, senior editor for US News & World Report
and author of The Economy of You

Updated to reflect the myriad changes in the student loan industry that affect students and their parents burdened with student loan debt, this trusted guide provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. You ll get expert advice on how to:

Evaluate your student loan debt situation
Organize your student loan debt payments
Consolidate your federal loans
Manage your private loans and payoff strategies
Budget for your lifestyle and your student loans
Pay off your non-student-loan debt
Understand how your debt looks to lenders
Budget during down times
Pay off your student loans early

Reyna Gobel, M.B.A., M.J., is a freelance journalist who specializes in financial fitness. Her expertise is in the student loan industry, in which she advises debt-burdened students (and their parents) how to successfully create and stick to a path that makes them debt-free.
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Edition details

• Publisher: Course Hero, Inc.
• Publication date: 2014
• Language: English
• ISBN 10: 0544319095
• ISBN 13: 9780544319097
• Binding: Paperback
• Edition number: 2
• Number of pages: 224