CliffsNotes Graduation Debt: How to Manage Student Loans and Live Your Life - Softcover

Gobel, Reyna

Softcover

ISBN 10: 047050689X ISBN 13: 9780470506899

Publisher: John Wiley & Sons Ltd, 2010

Synopsis

Graduation Debt is different from the competition because it provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. Yet, it's completely positive. The focus is less on sacrifice and more on not wasting money, so readers can live better lives while paying off debt. The book's content is divided into small subsections geared toward those neck-deep in student debt. The brevity of each section makes the book digestible to those who aren't inclined to focus on their finances. Readers are encouraged to take action steps such as finding long lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios that's needed to buy a home, discussing their student loan and non-student loan debt with their significant others. By the end of the book readers will be on the road to managing all their debt and having extra money for vacations and other fun stuff, too.

About this title

About the Author

Reyna Gobel, M.B.A., M.J., is a freelance journalist who specializes in financial fitness. Her financial advice appears regularly on www.investopedia.com and Yahoo! Finance, as well as other print and online outlets.

From the Back Cover

Get a plan to manage student loan debt!

"Gobel writes in a straightforward, matter-of-fact way that makes it easy for the reader to understand the nuances of student debt without feeling overwhelmed. This book is full of relevant information that is organized perfectly for someone who wants a quick but thorough understanding of how to repay student debt in an efficient yet manageable way."
?Erin Joyce, Managing Editor, Investopedia; President and Owner, E3 Writing Services

Are you up to your eyeballs in student loan debt? You aren't alone! This trusted guide gives you a step-by-step road map for getting out from under student loan debt while keeping the rest of your finances on track. You'll get expert advice on how to:

• Evaluate your student debt situation

• Organize your student debt payments

• Consolidate your federal loans

• Manage your private loans and payoff strategies

• Budget for your lifestyle and your loans

• Pay off your non-student-loan debt

• Understand how your debt looks to lenders

• Budget during inflation, layoffs, pay cuts, and career changes

• Pay off your student loans early

Edition details

• Publisher: John Wiley & Sons Ltd
• Publication date: 2010
• Language: English
• ISBN 10: 047050689X
• ISBN 13: 9780470506899
• Binding: Paperback
• Number of pages: 240