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Broke, USA: From Pawnshops to Poverty, Inc.-How the Working Poor Became Big Business - Hardcover

 
9780061733215: Broke, USA: From Pawnshops to Poverty, Inc.-How the Working Poor Became Big Business
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Delivers a shocking look at the under-reported poverty industry, which aims to mine the thin wallets of the country's poor through such ventures as subprime loans, pawn shops, check-cashing businesses, instant tax refunds, payday loans and more. By the author of Drive By. 40,000 first printing.

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Review:
"An exhaustive expos?."----"Washington Post"

"[A] scathing, important book, "Broke, USA"... includes one shocking anecdote after another."----Joe Nocera, the "New York Times"

"[An] incisive, important new expose, "Broke, USA"...is enraging, but Rivlin's work also is scrupulously fair.... [W]hat makes Broke, USA so readable is Rivlin's skill at telling a complex story through engaging characters."----"Cleveland Plain Dealer"

""Broke USA" will leave you mad as hell. Thanks, Gary Rivlin, for introducing us to folks like Bill Brennan, who early on saw it coming: the predatory lending that has destroyed communities. If only we had listened."----Alex Kotlowitz, author of "There Are No Children Here" and "Never a City So Real"

"[A] fascinating book."----"Fortune"

"Gary Rivlin's "Broke, USA" is a necessary companion..."----"Newsweek"

"Gary Rivlin rivets readers."----"Fast Company"

"In "Broke, USA, " Rivlin lays out this depressing story in rich detail.... [H]is riveting look at the calamitous effects on America demands attention."----"Charlotte News & Observer"

[A] scathing, important book, "Broke, USA.".. includes one shocking anecdote after another. ----Joe Nocera, the "New York Times""

Mr. Rivlin brings to his subject a genuine gift for storytelling. ----"Wall Street Journal""
From the Back Cover:

For most people, the Great Crash of 2008 has meant troubling times. Not so for those in the flourishing poverty industry, for whom the economic woes spell an opportunity to expand and grow. These mercenary entrepreneurs have taken advantage of an era of deregulation to devise high-priced products to sell to the credit-hungry working poor, including the instant tax refund and the payday loan. In the process they've created an industry larger than the casino business and have proved that pawnbrokers and check cashers, if they dream big enough, can grow very rich off those with thin wallets.

Broke, USA is Gary Rivlin's riveting report from the economic fringes. From the annual meeting of the national check cashers association in Las Vegas to a tour of the foreclosure-riddled neighborhoods of Dayton, Ohio, here is a subprime Fast Food Nation featuring an unforgettable cast of characters and memorable scenes. Rivlin profiles players like a former small-town Tennessee debt collector whose business offering cash advances to the working poor has earned him a net worth in the hundreds of millions, and legendary Wall Street dealmaker Sandy Weill, who rode a subprime loan business into control of the nation's largest bank. Rivlin parallels their stories with the tale of those committed souls fighting back against the major corporations, chain franchises, and newly hatched enterprises that fleece the country's hardworking waitresses, warehouse workers, and mall clerks.

Timely, shocking, and powerful, Broke, USA offers a much-needed look at why our country is in a financial mess and gives a voice to the millions of ordinary Americans left devastated in the wake of the economic collapse.

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  • PublisherCollins Business
  • Publication date2010
  • ISBN 10 0061733210
  • ISBN 13 9780061733215
  • BindingHardcover
  • Edition number1
  • Number of pages368
  • Rating

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