If you are coming up to retirement, you are about to embark on the biggest changes to all aspects of your life since you left school or said ggodbye to your student days. It can be disquieting or exciting - and probably a bit of both. Along with much else, it will necessitaite changes to the way you deal with your finances in order to secure your future. This book takes a comprehensive and straightforward look at how to tackle such important finacial issues. From how to convert pension schemes into working income, and what to do about State pensions and when to start planning, this guide offers a huge variety of options. Clearly explained are ways to benefit from tax in retirement, investment planning, unit trusts and how to draw up a will for maximum efficiency.
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THE SUNDAY TIMES
Are you approaching retirement?
Do you know:
• How much your pension will be?
• How to trace pensions from previous employers?
• Whether you should take the lump sum from your pension scheme?
• What sort of annuity you should buy and what difference a good choice would make?
• How to rebalance your investment portfolio to suit life after work?
• Where to find good financial advice?
• What sort of insurance you need?
'Your Retirement – How to Plan Wisely for Later Life' is a practical, informative guide for anyone nearing the end of their working lives. You do not have to be an expert in financial matters to take advantage of the opportunities available. This guide covers an entire range of options including tax planning – how to make the best use of tax-exempt investments, how to avoid the 'age allowance trap' and how to plan for inheritance tax; how to use your home to provide an income; and how some people can improve their pension by ten per cent or more by making one simple move.About the Author:
Diana Wright is the personal finance consulting editor for the Sunday Times. Her previously published books include, ‘A Guide to Mortgages’ and ‘A Consumer’s Guide to Lump Sum Investment’. She has won numerous awards for journalism, including the Golden Pen Award for Personal Finance Journalism sponsored by the Co-operative Bank.
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Book Description HarperCollins, 1996. Paperback. Book Condition: Very Good. All orders are dispatched the following working day from our UK warehouse. Established in 2004, we have over 500,000 books in stock. No quibble refund if not completely satisfied. Bookseller Inventory # mon0001913171
Book Description HarperCollins 20/05/1996, 1996. Book Condition: Good. This book is in good or better condition. It has no tears to the pages and no pages will be missing from the book. The spine of the book is still in great condition and the front cover is generally unmarked. It has signs of previous use but overall is in really nice, tight condition. Shipping is normally same day from our UK warehouse. We offer a money back guarantee if you are not satisfied. Bookseller Inventory # 9053-9780006387077
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Book Description HarperCollins 20/05/1996, 1996. Book Condition: Good. Will be shipped promptly from UK warehouse. Book is in good condition with no missing pages, no damage or soiling and tight spine. There may be some dog-eared pages showing previous use but overall a great book. Bookseller Inventory # 9053-9780006387077
Book Description HARPERCOLLINS, 1996. Paperback. Book Condition: Used; Good. Ships from the UK within 24 hours. Number of pages: 192. Bookseller Inventory # BBI77946
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Book Description HarperCollins, 1996. Paperback. Book Condition: Used; Good. Bookseller Inventory # 1106936
Book Description HarperCollins Publishers Ltd, 1996. Paperback. Book Condition: Very Good. Paperback in good condition, prompt posting from UK. Bookseller Inventory # mon0000012966